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Student loans are often viewed negatively, in part because they are associated with the rising cost of higher education. Yet many students could not go to college without the help of a loan. When college students borrow judiciously, they can build a sound credit history, add value to their lives now and prepare for their […]

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CalMatters is a Sacramento-based nonpartisan, nonprofit journalism venture committed to explaining how California's state Capitol works and why it matters. It works with more than 130 media partners throughout the state that have long, deep relationships with their local audiences, including Embarcadero Media.

I am a dedicated Independent Educational Consultant that guides college, transfer and graduate and professional school applicants through the complex and competitive world of admissions. I help students...